AI Stock Picks Privacy Policy

AI Stock Picks (referred to as “we”, “our”, or “the Platform”) is committed to protecting your privacy. This policy explains how we collect, use, disclose, and safeguard your information when you use our AI-driven stock selection tools, website, and related services (collectively, the “Service”).

By using the Service, you agree to the collection and use of information in accordance with this policy. If you do not agree, please do not use our Platform.

1. Information We Collect

We collect information in the following categories:

• Account & Profile Data: name, email address, password (hashed), subscription status, and preferences.
• Usage & Interaction Data: pages visited, features used, AI queries, watchlists, and stock selections.
• Device & Technical Data: IP address, browser type, operating system, device identifiers, and cookies.
• AI Training & Feedback Data: anonymized stock signals, user ratings, and model performance logs.
• Payment & Transaction Data: handled by our secure third-party processors (we do not store full payment details).

2. How We Use Your Information

We use your data to:

• Provide, maintain, and improve our AI stock predictions and personalized recommendations.
• Train and refine our machine learning models (with anonymization where possible).
• Communicate with you about updates, security alerts, and support messages.
• Monitor usage trends and enhance platform security.
• Comply with legal obligations and enforce our terms of service.

3. AI & Data Processing

Our core service uses advanced machine learning to generate stock predictions. This involves:

• Anonymization: Personal identifiers are stripped before feeding data into training pipelines.
• Model improvement: We may retain historical queries and outcomes to fine-tune accuracy.
• No individual profiling: AI outputs are based on broad market patterns, not on your personal financial situation.
• Human oversight: Our data science team reviews model performance periodically.

You can opt out of having your data used for model training by contacting us at privacy@aistockpicks.ai.

4. Sharing & Disclosure

We do not sell, trade, or rent your personal information. We may share data with:

• Service providers: cloud hosting (AWS), analytics (Plausible, self-hosted), and payment processors (Stripe).
• AI partners: limited, anonymized data for research collaborations (under strict confidentiality).
• Legal authorities: when required by law or to protect our rights and users.
• Corporate transactions: in case of merger or acquisition, with prior notice.

All third parties are bound by data protection agreements and EU/UK GDPR standards (where applicable).

5. Cookies & Tracking

We use essential cookies for authentication, security, and performance. We also use minimal analytics cookies (first-party) to understand feature usage. You can manage your cookie preferences in your browser settings. We do not use cross-site tracking or share cookie data with advertisers.

6. Data Retention

We retain your personal data only as long as necessary to provide the Service and fulfill the purposes outlined in this policy. Typically:

• Account data: retained until you delete your account or request erasure.
• AI interaction logs: anonymized after 12 months and retained for aggregate analysis.
• Backup copies: retained for up to 30 days after deletion.

7. Your Rights & Choices

Depending on your location (EEA, UK, California, etc.), you may have the following rights:

• Access: request a copy of your personal data.
• Rectification: correct inaccurate or incomplete data.
• Erasure: request deletion of your data (subject to legal retention).
• Restriction: limit processing in certain cases.
• Portability: receive your data in a structured format.
• Objection: object to processing for direct marketing or legitimate interests.

To exercise any right, email privacy@aistockpicks.ai. We will respond within 30 days.

8. Security Measures

We implement industry-standard safeguards:

• Encryption in transit (TLS 1.3) and at rest (AES-256).
• Strict access controls and multi-factor authentication for our team.
• Regular security audits and penetration testing.
• Anonymization and pseudonymization of sensitive data.

However, no method of transmission over the internet is 100% secure. We encourage you to use strong passwords and enable 2FA where available.

9. Children’s Privacy

Our Service is not directed to individuals under the age of 16. We do not knowingly collect personal data from children. If you become aware that a child has provided us with personal data, please contact us, and we will take steps to delete it.

10. International Data Transfers

AI Stock Picks operates globally. Your data may be processed in countries outside your residence. We ensure appropriate safeguards (e.g., Standard Contractual Clauses) are in place for such transfers, in compliance with GDPR and other applicable laws.

11. Updates to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes via email or through the Platform. The “Effective date” at the top indicates when this version became active. We encourage you to review this page periodically.

12. Contact Us

If you have any questions, concerns, or data requests, please reach out:

• Email: privacy@aistockpicks.ai
• Data Protection Officer: dpo@aistockpicks.ai
• Mailing address: AI Stock Picks Ltd., 12 Finance Street, London, UK (for correspondence).